Cash Account Lines of Credit
Never bounce another check
Your checking account can be covered to virtually eliminate overdrafts, by using WPCCU’s CashAccount line of credit. Once established, it will automatically monitor your checking balance. It will detect any draft that will overdraw your WPCCU checking and automatically cover that payment. This means you avoid all sorts of fees that can arise with a bounced check.
It’s not free, but there are no fees
There is no month service charge associated with making this service available. Nor are there any per draft charges associated with using CashAccount to transfer money to your WPCCU checking account.
The balance on your CashAccount Line of Credit does accrue a finance charge. But there is no fixed repayment term, so you can pay down as much or as little as you want, up to your approved CashAccount balance limit.
Connect with a member representative today
Water and Power Community Credit Union will never request sensitive information such as Social Security numbers, Online Banking PINs, passwords, or account numbers by email or text message. Please beware of solicitors who ask for sensitive information. If you receive an email or text message or any other forms of solicitation requesting this type of information, please contact Water and Power Community Credit Union immediately: 800-300-9728