2021 WPCCU Member September Survey Sweepstakes Official Rules

1. NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY IN ORDER TO ENTER OR WIN THE SWEEPSTAKES. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.
2. CONSUMER DISCLOSURE: Odds of winning are based upon the number of entries. Based on Water and Power Community Credit Union’s estimate of 500 entries, odds of winning a prize is 22:500.
3. Sponsor: Water and Power Community Credit Union (“WPCCU,” “The Credit Union”) is the sponsor of the September Survey Sweepstakes (“Sweepstakes”). WPCCU’s business address is 1053 West Sunset Boulevard, Los Angeles, CA 90012.
4. Sweepstakes Period: Sweepstakes period begins at 12:01 AM Pacific Time (PT) on 9/7/21 and ends at 11:59 PM PT on 9/15/21. All entries must be received by 9/20/21.
5. Eligibility: To qualify for the Sweepstakes, all entrants must be at least eighteen (18) years of age and entrants who are WPCCU members in good standing. WPCCU employees, officials and members of their immediate families are not eligible to participate in the Sweepstakes. By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules and the decisions of The Credit Union. The Sweepstakes is subject to all applicable laws and regulations and is void where prohibited.
6. Sweepstakes Entries: Each member of WPCCU with accounts in good standing, can submit one online entry by completing a member survey. Alternate Sweepstakes Entries: To enter without an online obligation, handprint your name, street address, city, state and zip code, day and evening telephone numbers and email address on a 3” x 5” card. Entries should be mailed in a sealed envelope and postmarked by 9/16/21 to WPCCU Member September Survey Sweepstakes, 1053 W. Sunset Blvd., Los Angeles, CA 90012. Only one alternate entry per member is allowed.
7. Prizes: Two grand prizes and 20 second place prizes will be awarded. The grand prize is $200 cash. Second place prize is a $25 cash. Winners will be selected by a random drawing. Drawings will take place on 10/01/21 at WPCCU’s main office. Winners do not need to be present to win. Cash prizes will be transferred to winner’s WPCCU Primary Share account. Winners will be notified by phone and/or mail with details on how to receive prize. One prize per member.
8. Liability/General Rules: WPCCU is not responsible for any loss which may occur in connection with the Sweepstakes. Entrant agrees to hold WPCCU harmless from any liability arising from participation in the Sweepstakes or the acceptance, receipt, possession, or misuse of the prize. WPCCU and each of its officials, employees, members, representatives, and agents are not responsible for any negligence, claims, liability, injury, property loss, or other damages of entrants and/or winners arising from, or in connection with acceptance, receipt, possession, or use/misuse of prizes awarded or participation in this Sweepstakes. The prize cannot be substituted, assigned, or transferred by the winner. WPCCU reserves the right to substitute a prize of equal or greater value should the featured prize become unavailable for any reason. WPCCU reserves the right to disqualify entrants who fail to follow these Official Rules and regulations, or who make any misrepresentations relative to the Sweepstakes and redemption of a prize. WPCCU is not responsible for any inaccurate or incorrect information, whether caused by tampering, hacking, or by any equipment or programming associated with the Sweepstakes.
9. Tax Issues: WPCCU will report all prize winnings to the appropriate state and federal agencies as required by applicable law. Winner is responsible for all tax consequences, if any, of the prize.
10. Publicity Authorization: Each winner agrees to permit WPCCU to utilize his/her name and likeness in promotional and other Credit Union materials, including the WPCCU website and social media sites, without additional compensation or permission, except where prohibited by law.
11. Arbitration: Notice of Binding Arbitration Agreement. Each entrant and WPCCU agrees to attempt to settle informally any disputes arising out of or connected with this Sweepstakes or any prize awarded. If that cannot be done, WPCCU and each entrant agrees that any dispute arising out of or connected with the Sweepstakes will be resolved by BINDING ARBITRATION administered by the America Arbitration Administration in accordance with its Commercial Dispute Resolution Procedures and Supplementary Procedures for Consumer-Related Disputes. Each entrant thus GIVES UP HIS OR HER RIGHT TO GO TO COURT to assert or defend his or her rights under these Official Rules (EXCEPT for matters that may be taken to SMALL CLAIMS COURT). Each entrant's rights will be determined by a NEUTRAL ARBITRATOR and NOT a judge or jury. You are entitled to a FAIR HEARING, BUT the arbitration procedures are SIMPLER AND MORE LIMITED THAN RULES APPLICABLE IN COURT. Arbitrator decisions are as enforceable as any court order and are subject to VERY LIMITED REVIEW BY A COURT. The place of arbitration shall be Los Angeles County, California. FOR MORE DETAILS, check the American Arbitration Association's website, www.adr.org, OR call the American Arbitration Association's Customer Service telephone number at (800) 778-7879.
12. Choice of Law: All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of Entrant and WPCCU in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of California, USA, without regard to choice of law rules.
13. Water and Power Community Credit Union Membership Eligibility: Membership with Water and Power Community Credit Union is available to individuals who live, work, worship, or attend post-secondary school in Los Angeles County. A one-time $5 membership fee and $25 savings balance required.

Updated: 9/01/2021