Hit the Road with Great Rates

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Water and Power Community Credit Union will never request sensitive information such as Social Security numbers, Online Banking PINs, passwords, or account numbers by email or text message. Please beware of solicitors who ask for sensitive information. If you receive an email or text message or any other forms of solicitation requesting this type of information, please contact Water and Power Community Credit Union immediately: 800-300-9728. To learn more about our policies please click here >

WPCCU membership required.

* APR = Annual Percentage Rate. All loans are subject to credit approval. Rate shown as of 7/1/2026 is for a 36-month term and for qualified members with up to 125% financing, and includes 0.90% APR loan rate discount for automatic payment. Actual rates may vary based on member’s credit score and ability to pay. Loan rate discount of 0.90% APR is valid for new car loans only with automatic payment from a WPCCU account. Only one discount per loan allowed. Projected payments are for example only and are not inclusive all fees and costs. Automatic payment discount rep example: A $25,000 new car loan financed at 4.09% APR (includes 0.90% auto payment rate discount) for 60 months would result in 60 payments of $461. Rates subject to change without notice. Other rates and terms available, including rates for vehicles model year 2020 or older. WPCCU will not finance cars that have more than 100,000 miles. For additional loan details and 90-day deferment, contact WPCCU.

^ To qualify, loan must remain open for at least 6 months. After your first loan payment, a cash incentive of $90 will be posted to your primary share account within thirty days. Minimum amount financed for incentive is $10,000. Incentives are considered interest and will be reported on IRS Form 1099-INT.

Promotional 0.90% APR loan rate discount and special $90 rebate incentive may end at any time.