Schedule of fees and charges

Routing number #322078422
General Fees & Charges

Effective Date: 1/1/2026

Items
Fees & Charges
Account research/reconciliation (per hour) ($30.00 minimum plus any related document copy fees, except if prohibited by Law)
$30.00
Cashier's Checks payable to Third Party
$5.00
ATM Deposit Error
$25.00
Bad Address Return Mail
$5.00
Check Printing
Varies
Coin Machine Processing (Member)
5%
Coin Machine Processing (Non-Member)
12%
Copy Requests (checks, statements, deposited items)
$10.00
Deposit Verification
$10.00
Inactive account (monthly)
$3.00

This Inactive account fee is applicable for members over 18 years old, no activity for 6 months, no other active accounts, and $250 end of month balance or less.

Escheat Notice
$2.00
Foreign Check Processing/Collection Items (additional bank fees may apply)
$45.00
Holiday Savings Club early withdrawal
$10.00
Incorrect TIN penalty
$50.00
Insufficient Funds (NSF) (each)
$14.00
Item correction
$2.00
IRA Annual Maintenance
$30.00
IRA Transfers to Another Institution
$30.00
Legal Processing (per hour, except if prohibited by Law)
$30.00
Levy, Subpoena Processing (each)
$125.00
Notary
$15.00
Overdraft (each)
$14.00
Paper Statement
$5.00
Par Value
$25.00
Payments by Phone (Check by phone loan payment)
$6.50
Skip-a-Pay / Loan Extension
$35.00
Special handling, per item (late deposits/excessive transfers)
$0.00
Solar Loan UCC Filing
$175.00
Solar Loan UCC Termination
$175.00
Stop payment official check
$30.00
Stop Payment Request (check or ACH)
$30.00
Wire Transfer - Domestic (Outgoing)
$20.00
Wire Transfer (Incoming)
$0.00
Debit Cards Fees & Charges

Effective Date: 1/1/2026

Items
Fees & Charges
ATM withdrawals on non-CU ATMs
$2.00
Debit Card Replacement
FREE
Rush Delivery Charges (cards or documents requested for expedited delivery)
$25.00
Foreign Transaction (Debit Card out-of-country purchase)
0.90%
Non-WPCCU or Non-CO-OP Debit Card ATM withdrawal
$3.00
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