Savings & Interest-Bearing Checking Accounts

Effective Date: 9/25/2024

Product
Minimum Balance
Annual Percentage Yield*
Savings Account
Minimum Balance
$25
Annual Percentage Yield*
0.05%
Checking Account (Advantage accounts only)
Minimum Balance
* Refer to Schedule of Fees and Charges
Annual Percentage Yield*
0.02%
Holiday Savings Club**
Minimum Balance
$50
Annual Percentage Yield*
1.00%

* Fees or other conditions may reduce earnings on accounts. Rates on savings, money market, and checking are variable and subject to change after account opening. An early withdrawal may apply for term certificates. All rates are subject to change without notice. For fees, please refer to our Schedule of Fees and Charges.

** The Holiday Club dividend rate of 1.0% APY (annual percentage yield) will earn up to $5,000. Deposits above $5,000 will earn a dividend at the prevailing rate. Early withdrawal penalty applies to the Holiday Savings Club (a term share account). Membership in WPCCU is required to open the account. Members must maintain a $25 account balance in their primary savings account in addition to the Holiday Savings Club account.