CCPA Notice of Collection

Your privacy is important to us. This Notice of Collection of Personal Information (“Notice”) provides a summary of how we collect, use and share your personal information.  We encourage you to read our Consumer Privacy Policy, which is available at Consumer Privacy Policy

CATEGORIES OF INFORMATION WE COLLECT ONLINE AND THROUGH OUR MOBILE APPLICATIONS

We collect the following categories of personal information when you visit our website www.wpccu.org/ and when you use our applications on your mobile device (please note that some categories overlap):

A. Identifiers

A real name or alias; postal address; signature; home phone number or  mobile phone number; bank account number, credit card number, debit card number, or other financial information; physical characteristics or description; email address; account name; Social Security number; driver's license number or state identification card number; passport number; or other similar identifiers.  

B. Protected classification characteristics under state or federal law

Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).

C. Commercial information

Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

D. Biometric information

Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.

E. Geolocation data

Physical location or movements.  For example, city, state, country, and ZIP code associated with your IP address or derived through Wi-Fi triangulation; and, with your permission in accordance with your mobile device settings, and precise geolocation information from GPS-based functionality on your mobile devices.

F. Sensory data

Audio, electronic, visual, thermal, olfactory, or similar information.

G. Professional or employment-related information

Current or past job history, performance evaluations, disciplinary records, workplace injury records, disability accommodations, and complaint records.

H. Inferences drawn from other personal information

Profile reflecting a person’s preference, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

II.    CATEGORIES OF INFORMATION WE COLLECT THROUGH DIRECT INTERACTIONS

We collect the following categories of personal information when you or your authorized agent visit our premises, speak with one of our employees or representatives, use one of our automated teller machines (ATMs) or through other personal interactions with us (please note that some categories overlap):

A. Identifiers

A real name or alias; postal address; signature; home phone number or  mobile phone number; bank account number, credit card number, debit card number, or other financial information; physical characteristics or description; email address; account name; Social Security number; driver's license number or state identification card number; passport number; or other similar identifiers. 

B. Protected classification characteristics under state or federal law

Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).

C. Commercial information

Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

D. Biometric information

Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.

E. Geolocation data

Physical location or movements.  For example, city, state, country, and ZIP code associated with your IP address or derived through Wi-Fi triangulation; and, with your permission in accordance with your mobile device settings, and precise geolocation information from GPS-based functionality on your mobile devices.

F. Sensory data

Audio, electronic, visual, thermal, olfactory, or similar information.

G. Professional or employment-related information

Current or past job history, performance evaluations, disciplinary records, workplace injury records, disability accommodations, and complaint records.

H. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99))

Educational records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.

I. Inferences drawn from other personal information

Profile reflecting a person’s preference, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

III. HOW WE USE YOUR PERSONAL INFORMATION

We may use or disclose personal information we collect for one or more of the following operational or other notified purpose (“business purpose”):

  • To fulfill or meet the reason for which the information is provided.  For example, to process a transaction over an Automated Teller Machine (“ATM”) or, for job applicants, to evaluate your candidacy for a job.
  • To provide you with information, products or services that you request from us.
  • To provide you with email alerts, event registrations or other notices concerning our products or services, or events or news, that may be of interest to you.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collections.
  • To improve our website and present its contents to you.
  • For testing, research, analysis to improve our products and services and for developing new ones.
  • To protect the rights, property or safety of us, our employees, our members or others.
  • To detect security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
  • To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of our assets, in which personal information held by us is among the assets transferred. 

We also use your personal information to advance our commercial or economic interests(“commercial purpose”), such as advertising our membership, products and services, or enabling or effecting, directly or indirectly, a commercial transaction.

IV. SELLING PERSONAL INFORMATION

We do not sell your personal information for monetary consideration.  However, there may be instances where we disclose or share your information with a third party for other valuable consideration.  When we refer to “sell,” “selling,” “sale” or “sold” in this Privacy Policy, we are referring to disclosure or sharing of personal information for valuable consideration other than money.

To opt-out, click https://www.wpccu.org/ccpa-out-out-form