affordable home loan mortgage rates

Go big with low rates

LA County high-balance conforming loans up to $765,600

Historically low rates for home buyers!

Whether you’re thinking about buying a new home or ready to apply, record low rates make ownership more affordable for growing families!

Home loan rates as low as:

  • 3.125%  / 3.152% APR* for 30-Year-Fixed
  • 2.750% / 2.777% APR* for 15-Year-Fixed


Purchase | No cash-out refinance | Single-family home | Primary residence

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* APR = Annual Percentage Rate. Rates as of 7/15/20 are subject to change without notice and may vary based on the applicants’ creditworthiness. Based on a purchase or no cash out refinance, primary residence, single family homes, with loan amount between $510,400 to $765,600 high balance conforming loan limit in Los Angeles County. Payment example with 20% down payment or 80% CLTV and FICO 700+: first mortgage 30-year fully amortized $765,600 loan amount with monthly principal and interest payment of $3,280. First mortgage 15-year fully amortized $765,600 loan amount with monthly principal and interest payment of $5,196. Payment excludes taxes or insurance. Projected payments are for example only, are not inclusive of all fees and costs. All loans subject to credit approval and WPCCU membership status. Offer is for new applications only and not valid for refinancing existing WPCCU loans. Click here for today’s rate.