Shared Branching

When you need us, we'll be there. As a WPCCU member, you have access to more than 5,000 Credit Union locations and nearly 30,000 CO-OP ATMS across the nation. These Shared Branches provide you the convenience to perform your financial transactions.

Visiting a Shared Branch in your home state

When using a Shared Branch in your home state when you have an in-state ID, you will be asked to verify your identity before you can make any transactions.

For your security you will be asked to provide:

  • Our Name: Water and Power Community CU
  • A Government-issued ID: Driver License or equivalent
  • The last four digits of your social security number
  • Your WPCCU account number

Visiting a Shared Branch outside of your home state

Introducing IDCheck—a new fraud protection tool for WPCCU members that use Shared Branching outside of the state in which they live in. 

Beginning 5/1/25, Shared Branch locations that use IDCheck will require members to verify their identity through a new online process.

At the Shared Branch location: 

https://verify.coop.org
  • Scan the QR code or go to https://verify.coop.org with your smartphone
  • Follow the instructions to confirm your identity for Shared Branch assistance
  • IDCheck guides you through the process, including taking a picture of your government-issued ID and a selfie.
  • When your verification is complete, you’ll receive an access code. Present this code to the Shared Branch representative for assistance. It’s a quick process that helps protect against fraud.