![A group of people](https://www.wpccu.org/sites/default/files/styles/wpccu19__hero__look1__lg/public/2019-10/PeopleOverProfits_1094812112.jpg?h=89804c4c&itok=eVSe9bH-)
A credit union is a not-for-profit financial cooperative. That means a credit union generates income through its business activities, which is different than a non-profit entity that relies on charitable donations.
Not-for-profit also means that profits are returned to you in the form of higher savings rates, lower loan rates and reduced fees.
You own a piece of the pie
Each person we serve is legally an owner of WPCCU. So, you really do own a piece of the pie.