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* APY = Annual Percentage Yield. APY shown as of 10/24/2023 and is for new savings certificates only. Subject to early withdrawal penalties. Savings certificate has a $5,000 minimum balance to earn 5.00% APY / 4.91% Dividend Rate. The minimum opening deposit is for new money, which is described as “funds not currently on deposit with WPCCU.” Certificate may not be combined with any other offers, including Sunrise Circuit and Loyalty members. Dividends accrue upon deposit and are paid quarterly. Unless directed by certificate owner, accounts will automatically renew to a 12-month savings certificate upon maturity at the prevailing rate. Fees incurred could reduce earnings. WPCCU reserves the right to end or modify this offer without notice. WPCCU membership required.