Skip-A-Loan Payment

Take a month off every year

WPCCU's Skip-A-Pay allows you to skip a loan payment on any eligible loan once every 12 months. It’s fast, easy and convenient. Log in to online banking to skip your next payment.

The fine print made larger and easier to read for something you should know:

You must be 18 years old or older to participate.

A $35 fee will be charged for each loan payment skip. Participating in the Skip-A-Pay program will increase the term of your loan. Up to two skipped payments per rolling 12-month period on each eligible loan.

Eligible loans include vehicle loans, personal loans, and solar/energy loans. 

Your loan must be open for at least six months and you must have made at least six payments on the loan to be eligible to skip a payment.

All credit union accounts and loans must be current and in good standing. No charged-off or delinquent loans allowed. No negative balances allowed.

If you have Credit Life or Credit Disability insurance on your loan, it will not be extended past the original maturity date of your loan.

If you purchased GAP insurance from another vendor, be sure to check on your coverage for eligibility.

If you have any automatic loan payments, it's your responsibility to make any necessary changes. Automatic loan payments will continue unless you notify us to change those payments.