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Home > Loans & Credit Cards > Skip A Pay

Skip-A-Pay

Need a little extra cash this month?  Skip a payment!

With WPCCU's Skip-A-Pay you can skip a loan payment on any eligible loan once every 12 months!  It’s fast, easy and convenient.  Just click on the Skip-A-Pay link in your Online Banking account, visit any branch, or call us at 1-800-300-9728 to see if your loans are eligible.

How the program works:

  • A $25 fee will be charged for each loan payment skip.

  • Participating in the Skip-A-Pay program will increase the term of your loan.

  • You must be 18 years old or older to participate.

  • Real estate loans of any kind are excluded from this program.

  • MasterCard credit card loans, Cash Account line of credit and PowerAdvance loans are excluded from this program.

  • Your loan must be open for at least six months and you must have made at least six payments on the loan to be eligible to skip a payment.

  • All credit union accounts and loans must be current and in good standing. No charged-off or delinquent loans allowed. No negative balances allowed.

  • You may only skip one payment per 12 month period on each eligible loan.

  • If you have Credit Life or Credit Disability Insurance your loan, it will not be extended past the original maturity date of your loan.

  • If you have any automatic loan payments it is your responsibility to make any necessary changes. Automated loan payments will continue unless you notify us to change those payments.

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To access Digital Banking from both your mobile phone and desktop computer, your username must be at least 8 characters. Username is not your name but online ID and is not case sensitive. Password is case sensitive and must be at least 8 characters - at least 1 number, at least 1 lowercase letter and at least 1 uppercase letter. If your existing username is less than 8 characters, please replace it to meet the minimum requirement. For support please us call at 800-300-9728 (M-F). Watch our tutorial videos