Power Advance Loans
The better payday loan
Sometimes, your back is to the financial wall and you need cash now. For these times, WPCCU has a better alternative to the traditional payday loan. We call it the PowerAdvance Loan. Its annual percentage rate is a fraction of what payday loans can cost in California. And unlike payday lenders that give you only 14-days to pay it back, we give you 60-days.
But it is important that you know the facts, since all payday loans will cost you more than any type of loan. Here is a list of resources to learn more.
- Learn more about the PowerAdvance loan terms.
- Learn more about payday loans from the Federal Trade Commission (FTC).
- Learn about payday loans from the InCharge Debt Solutions, a nonprofit debt counseling service.
- View a national map of payday loan annual percentage rates.
Budgeting can make the difference
Use a home budget calculator to get a handle on where your money is going and what you can afford.
Connect with a member representative today
Water and Power Community Credit Union will never request sensitive information such as Social Security numbers, Online Banking PINs, passwords, or account numbers by email or text message. Please beware of solicitors who ask for sensitive information. If you receive an email or text message or any other forms of solicitation requesting this type of information, please contact Water and Power Community Credit Union immediately: 800-300-9728