Overdraft Protection

Cover up if you feel a draft

One of the best features of WPCCU’s checking account is its multiple options for overdraft protection. Let’s face it, a busy life can easily find you making the mistake of overdrawing your account. WPCCU wants you to be fully covered, so you don’t get overdrawn or find yourself in the embarrassing and inconvenient position of having a transaction denied for lack of funds.

Link to your WPCCU savings or money market account

When you link your WPCCU checking account to either your savings or money market account, we will transfer the funds needed to cover your check. There is a $5 charge for each overdraft protection, with a limit of 6 times per month.

Link to a WPCCU line of credit

If you need more overdraft protection than what you have on deposit, you can link a line of credit that has an annual percentage rate. There is no additional fee to use this service, but you will be charged interest for the funds drawn against your overdraft protection.

Learn about interest charges associated with the cash account line of credit.